Loan Against plot

If you have a plot of land in mind or want to purchase a land on which you wish to build your dream home, Wish House can help you do just that, with a Plot Loan.

Purpose: Plot Loan / Land Loan

With this loan you can purchase a plot of Non Agricultural land situated within Municipal / Local Development Authority limits.

Plot Loan Eligibility Amount (Includes Stamp duty and Registration fees)

You can get a Plot loan of up to 75% of the Direct Allotment Letter / Registered sale deed value + stamp duty + Registration Fee or 75% of market value, whichever is lower.

Get a higher Plot loan amount from Wish House by including an earning co-applicant.

The actual Plot loan amount is determined taking into various account factors such as:

• Repayment capacity
• Age of the Plot Loan applicant
• Educational qualifications
• Stability and continuity of income
• Number of dependents
• Co-applicant’s income
• Assets
• Saving habits, and more