Home Loans (Construction/Purchase): A home loan is a type of loan where the consumer borrows money from a lender which would typically be a Bank, an NBFC or a housing finance company, to purchase a residential property and offers the same property to the lender as a security.
Home Loans may be used to do any of the following:
1. Purchase a property within a residential development which is currently under-construction
2. Purchase a ready property, typically from a builder or its current owner
3. Purchase a plot –in a private development OR from a current owner Or from a government development authority
4. Finance the construction of your house on a plot you already own
5. Purchase a Plot as well as finance the construction of your home on it.
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